$25 minimum
Dividends paid on balances over $25

Benefits

·          No per-check charges

·          Monthly dividends paid when account is at certain balance levels

·          Various check designs

·          Unlimited check-writing privileges, branch transactions

·          Overdraft Protection

·          The convenience of the VISA Debit Card

·          Withdrawals from such ATM networks as Star, Plus, Explore, CO-OP

·          Point-of-Sale purchases where VISA is accepted

·          Access to funds all the time

 

Featured Plans

Student Checking   Specifically for UCB students—fee-free**, interest-bearing!

Prestige Checking  Free first order of “standard checks.”

 

Checking Plan	Minimum Balance	Monthly Fee	Dividends Paid on Balances Over:
Student	None	$2**	$750
Basic	None	$1	N/A
Essential	None	$6	$2,000
Prestige	$1,000 avg	N/A	$2,000

 

 

 

 

 

 

 

 

**Waived in any month with a direct deposit or a daily balance of $200.

 

Save for long-term financial goals with a certificate of deposit.  

• 3- to 48-month terms available
• Low $1000 minimum deposit

• Competitive rates
 
Make saving easy and profitable.

• Low $100 opening balance
• 3 checks per month
• Balances over $2500 earn dividends

A sound way to save for retirement, our Individual Retirement Accounts let you
accumulate savings with tax-deferred compounding of interest, and in most cases
with tax-deductible contributions to supplement your pension and Social Security
benefits when you retire.

 

• Competitive rates
• Payroll deduction available for accumulation accounts
• 12- to 48-month terms available

 

Traditional IRA

Flexibility in your contribution

 

Roth IRA

The money you contribute has already been taxed so the principal amount is never
subject to future taxes or penalties, as long as you stay within the guidelines.